Staying On Top Of My Finances With Youtility

[AD] Housing costs are at a 13 year high with no hope that things are set to improve anytime soon. The bills that are coming in highest are housing, fuel and power which are obviously necessities and not something we can get on without. This coupled with huge costs of rent/mortgage payments, travel to and from work, food and clothing can often leave people with very little to spend on free time which can be extremely hard on family life.

Due to this keeping an eye on money coming into and out of the house is of upmost importance and sadly I am the worlds worst at organising my finances. I don’t keep track of anything coming in and out and very rarely shop around for cheaper deals which is so important when it comes to getting the most from your money.

I know that for me this is an extremely poor way to deal with things, especially as I am trying to run such a large household, so when I was approached by Youtility to try out there app I knew it was the perfect time to get things into order.

Youtility offer a one stop app to revolutionise the way you organise your household bills so that everything you need is all in one place.

Every Bill In On Place – Youtility allows you to add every bill you have to the app so you know exactly what you have and how much is going out in, all in one place instead of having to log into each account separately to get all your details.

Track Your Homes Performance – This was something I really loved about the app. You can see how efficiently you are running your home compared to others in your area. It really makes you think about things like your electricity and gas consumption and has really prompted me to make changes in these areas. Having shorter showers, turning the thermostat down a notch or two and making sure that the house isn’t continually like Blackpool illuminations are all great ways to make small changes.

Compare And Change – As I said earlier making time to make sure we have a competitive rate on our bills is something I rarely look into as I never seem to find the time to do it. With Youtility it is all done for you, so if a better deal comes up for you then it can all be done through the app.

Keeping You In The Know – There are breakdowns of how much you have spent and what you have ready to come out which makes it really easy to budget. They will let you know about any high bills that you may need to take a look at and keep you informed of when contracts are coming to an end which is great to make sure you are taking a look at everything you are getting is as you need and if not then changes can be made at the right time.

Energy Saving Cooking With Ian Cumming And Smart Energy GB

As you can imagine a family of seven run up pretty high energy bills.  With lights being left on, gaming devices flashing away and the washing machine on constantly our house is using up energy at a rapid rate for a large part of the day.

The problem is until the shock of the bill comes in, as a family we do very little to conserve this energy and this in turn has a detrimental effect on the environment as well as our pockets!

When I was asked along by Smart Energy GB to take a look at their new smart meter and try some recipes that had been deviced by Ian Cumming from ‘Great British Bake Off’ to save energy I was extremely excited to see how it would all work.

All across the country there is a huge roll out of these smart meters that allows all the information on your gas and electricity usage go directly to your provider making your bill more accurate and cutting out the need to have your meter read from home.  In addition to this you have an in-home display that allows you to see in pounds and pence exactly how your energy is being used.

For me seeing the money racking up in front of my eyes would make me way more aware of everything I was spending day to day and make me find ways to cut the costs.

In our house the cooking is solely down to me and I have to admit although I am very thrifty when it comes to the food shopping the amount of money it costs to cook the meals has never really entered my head.

I was lucky enough to be able to sample some wonderful dishes that had been created in an eco friendly way by the lovely Ian Cumming.

Ian served up a succulent chicken and lemon tagine that was cooked in a slow cooker which uses less energy than a light bulb, a scrumptious Scottish salmon macaroni cheese that was cooked under the grill rather than in the oven and using pasta that was cooked simply by covering once the water was at boiling point and left to soften from the heat that has been retained, a to die for elderflower, honey and blueberry cheesecake that used no enery at all and some super tasty feta and spinach buns that I gave a go at making myself.


All of these recipes were super easy to make and could save you a lot of money in the long term.

If you would like to check them out then take a look at this video to find out more.

I came away from the afternoon with a full belly and full mind of all these ideas that I couldn’t wait to put into practice.