Staying On Top Of My Finances With Youtility

[AD] Housing costs are at a 13 year high with no hope that things are set to improve anytime soon. The bills that are coming in highest are housing, fuel and power which are obviously necessities and not something we can get on without. This coupled with huge costs of rent/mortgage payments, travel to and from work, food and clothing can often leave people with very little to spend on free time which can be extremely hard on family life.

Due to this keeping an eye on money coming into and out of the house is of upmost importance and sadly I am the worlds worst at organising my finances. I don’t keep track of anything coming in and out and very rarely shop around for cheaper deals which is so important when it comes to getting the most from your money.

I know that for me this is an extremely poor way to deal with things, especially as I am trying to run such a large household, so when I was approached by Youtility to try out there app I knew it was the perfect time to get things into order.

Youtility offer a one stop app to revolutionise the way you organise your household bills so that everything you need is all in one place.

Every Bill In On Place – Youtility allows you to add every bill you have to the app so you know exactly what you have and how much is going out in, all in one place instead of having to log into each account separately to get all your details.

Track Your Homes Performance – This was something I really loved about the app. You can see how efficiently you are running your home compared to others in your area. It really makes you think about things like your electricity and gas consumption and has really prompted me to make changes in these areas. Having shorter showers, turning the thermostat down a notch or two and making sure that the house isn’t continually like Blackpool illuminations are all great ways to make small changes.

Compare And Change – As I said earlier making time to make sure we have a competitive rate on our bills is something I rarely look into as I never seem to find the time to do it. With Youtility it is all done for you, so if a better deal comes up for you then it can all be done through the app.

Keeping You In The Know – There are breakdowns of how much you have spent and what you have ready to come out which makes it really easy to budget. They will let you know about any high bills that you may need to take a look at and keep you informed of when contracts are coming to an end which is great to make sure you are taking a look at everything you are getting is as you need and if not then changes can be made at the right time.

Eight Innovative Ways To Update Your Home

[AD] Whether you’re preparing to sell your home or staying put and craving a refresh, you may be concerned about how renovations can impact your budget. If you’re willing to put in some time and get a little dirty, these DIY projects will help you update your home without taking out a second mortgage.

Update Your Bath

Your bath tends to be the one item in the house that gets mouldy and ruined first, although you might not always be aware of it. The grouting of the bath can rot away quickly due to the constant moisture, and over time it can start to look outdated.

Updating your bath is the most effective way to upgrade your bathroom without having a whole new re-fit. You can use it to completely change the way your bathroom looks, but by investing in just the one item. A smaller, corner on will open up your space, or a larger, deeper one can give you the sanctuary you always needed.

If you’re on a budget, a smaller bath is usually a better idea. You can browse a wide selection over at Bathdisc for some inspiration.

Repaint Your Front Door And Update Exterior Features

The exterior of your home is the first thing people notice and judge your house on. Look out for cracked paint, front walls which need building up, or front doors which look tired and dated.

Sometimes, it might be that your front door just needs a good old lick of paint. Choose a bold accent colour that works well with the rest of the exterior, but also stands out from it, to give the door a bit of a spotlight.

If it is your front wall that needs working on, try to knock down the part which is ruined, and re-build from this part up. It might be that you don’t need a brand new wall – the one you have just needs some TLC.

Apply Wallpaper As Feature Walls

Updating your walls can easily improve your space, and it doesn’t need to be a big job. Completely re-wallpapering your house can be a nightmare task, especially when time isn’t on your side. However, choosing a pretty wallpaper to paste onto a feature wall can make such a big difference.

You can even look at removable wallpaper, which is a stylish and affordable way to update your space with minimal investment. Moreover, it’s a really easy way to add colour or pattern to your space with little commitment.

Give Your Walls A Lick Of Paint

Some people prefer a painted surface over wallpaper, which is understandable as painted walls can appear more modern. Plus, you may be surprised by how easy it is to paint a room yourself.

Even just using a bright white or a soft cream emulsion paint all over your bedroom walls can completely transform the way the room looks. It gives a clean, bright and refreshed look. White or cream painted walls also provide a blank canvas for any new wall art you’d like to invest in.

Update Your Cabinets

Old fashioned cabinets – especially in the kitchen or bathroom – can make for a room look dreary and dull. Replacing them can be a big job, so rather than doing this, why not just paint them and switch out any old hardware for a dramatic update.

Another hack is to invest in new handles and hinges, which could either be in a modern, polished metal or a softwood for a cosier look.

Invest In New Wall Art

You can change the look and feel of a room by simply hanging artwork. This can be in the form of a statement print in the living room, or large wall mirrors, or the creative method of a gallery wall.

Whichever you choose, remember that before you place holes in the walls, measure your wall and mark out the same space on the floor. Lay out your artwork on the floor to get a realistic representation of how it will look.

Sometimes, it’s even just a case of updating all the old picture frames you might have around your home.

Update Old Floors

Worn out, old floors can set the tone for an entire room, but re-sanding and finishing your floors could be beyond your capabilities. Another way to update your old flooring is to spruce them up by using a couple of coats of durable floor paint, or peel-and-stick tiles from your local home store. These can have a real professional finish when chosen well.

Consider A Floor Runner

Here’s something we often forget: a good old stair runner. When quotes for a new carpet to be fitted on the stairs can cost hundreds, you can take the project into your own hands by investing in a stair runner strip which lies flat down the centre of your stairs.

Go for a plain style, with no print (unless you would like a stripe – but no florals or anything loud!). This ensures a modern look and one that will complement your existing carpet if you choose your colour wisely.

Fixing up your home doesn’t have to be expensive or difficult, just consider these suggestions for your next home improvement project.

A Touch Of Velvet To Set The Mood

As many of you will know we have recently moved home and I am super excited about getting stuck into putting our…well my stamp on the house! I love to keep all the walls neutral and add colour with accessories as I am terrible for changing my mind about things and swapping a cushion cover is far less hassle and expense than changing a whole wall colour.

One thing I alway think you need to get right is the lighting in a room as I can have such a big impact on the way it makes you feel. We spend a lot of time in our living room and at different times of day it offers different ways in which we use it. In the daytime the lighting needs to be bright so the children can easily play with their toys and do their homework and then in the evening when all the paraphernalia from the kids has been put away it is nice to be able to set a calming mood to relax after a busy day and this is where for me the right lighting is really important.

My beloved cabinet that holds my oh so important alcohoholic beverages was crying out for a little something else and was really the perfect place for a side light, and when I was sent the Sarhita velvet lamp and lampshade from Pib I knew that it was the perfect place to showcase it.  The lamp is very reminiscent of the 60’s era which I love and the combination of soft velvet in the shade and the solid brass complement each other perfectly.

The minamislt look it gives means that it would work well in so many setting and for me it works perfectly against the regimented lines of the side board and brings something to the starkness of the wall.

Pib in fact has an amazing range of furniture, lighting and accessories that can bring a touch of shabby chic, scandinavian or industrial feel to your home at great prices so take a look now!

*I was given this lamp for the purpose of this post.

Celebrating The Small Things:Week Twenty Three

‘Celebrating The Small Things’ this week is taking us back to half term and finding small moments to be grateful for in a pretty amazing week!

Location, Location, Location – It will be no surprise to many of you that I have always had a strong want to live by the sea. The outdoorsy life, laid back feel and plenty for the children to do has always appealed to me, but no so much to my husband.
During half term I actually realised we are really lucky to live exactly where we do. We had a pretty hectic week of commuting into town as well as a trip to Brighton that for so many just wouldn’t be doable. So with this in mind I’m incredibly grateful we can be by the sea and central London in under an hour and have plentiful countryside right on our doorstep, so no more moaning from me…well for a while anyway!

Understanding Food Allergies – Allergies are not something that feature to much on here but are certainly something that affect us on a daily basis. Frankie is allergic to a whole host of foods and although it is something he is slowly learning to deal with there are always those occasions where its pretty hard going for him.
We attended the Num Noms Launch Party at the Good Housekeeping Institute where there was going to be pizza making going on and I had already pre warned him that he might not be able to take part in this section of the day. He was disheartened but still very much wanting to go along.
Looking at the ingredients when we arrived I could sence the disappointment that was going to set in until a lovely lady came over and asked what she could find that would make the pizzas suitable for him.
His face lit up and I was so grateful that he wouldn’t have to miss out as he doses on so many other occasions.

Keeping Friendships Alive – A while ago now my husband’s best friend and his family emigrated to New Zelend. This was a huge wrench for him as they had been good friends since school and we all had grown close as we got married and started families.
It was amazing to have them over and spend quality time together. It felt like yesterday as soon as we saw them and through the help of social media we have all been able to watch everyones adventures over the past few years, but there is nothing like actually getting together and spending precious time with special people.